Let’s say you’re driving from Pilates class while sipping on a protein smoothie when a Mack Truck suddenly flips over on the highway right in front of you, and there is no time to brake. This is a moment when health insurance comes in handy.
Accidents. Cancer. Diabetes. Mental illness.
You need health insurance because you cannot predict what your medical bills will be. Maybe this year you avoided the flu and had little reason to visit a doctor. Given that life is often “like a box of chocolates,” as Forrest Gump says, next year and every year that you get older can be full of health surprises. It’s just not in your best interests to wait until you or a family member becomes seriously ill to try to purchase health insurance.
Emergencies aside, health insurance is also a tool for preventive care. You are more likely to get your annual pap smear or blood work analysis if you have health insurance. Yeah, it can be a drag, but advances in medical technology are making such doctor visits quicker.
According to Marketwatch, people with health insurance are more likely to have a regular doctor and to get care when they need it.
Faster and more efficient usually means more expensive, again strengthening the case for having a good health insurance plan on your side.
